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Taiwan-based Bagua practitioner Warren Fox breaks it down:

Martial artists all have a dual identity, not unlike Superman and Clark Kent. Having to go to work or school and trying to find the time to “fit” training in our day is quite the challenge. Why do we have to spend the majority of time on Clark Kent type issues? Unfortunately for us Clark Kent usually pays the bills… My advice is if you cant find the time to train, make an adjustment in your life so that you’re not so consumed with work that you’re too tired to train.

On diligence:

I have found that it is true that there is no such thing as an ineffective technique, their are only techniques trained ineffectively. However in order to apply certain techniques in a real combat scenario will take a great deal more of effort to perfect. My teacher told me that once you have done a technique a thousand times you have learned it, after ten thousand times it is effective, 100,000 it becomes powerful and one million times it is flawless. How many techniques have you practiced a million times? It is the reason hand techniques seem more effective at first. I can finish a million hand techniques in a year if I work at it consistently. A technique like a spin kick however will take a great deal more time to perfect. This is the only route however of having a technique effective enough to use during a real altercation.

http://warriorfox.blogspot.com/2008_07_01_archive.html